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"Flourishing Finances"
"Who does not want their finances to flourish?"
If you follow this proven system…
that's exactly what your finances will do!

Pay off all your bills and retire debt free!

I'm ready. Sign me up!

The 3 things we must do to take care of our finances are:

  1. Get the Money,
  2. Keep the money and …
  3. Get totally out of debt.

Many people enter the Dense, Forbidden depths of the Jungle each year in search of the Immense Treasures hidden in the Lost City…but very few live to tell about it. Now you can learn how to go through the jungle with a Chain Saw instead of a machete. Your finances will flourish with finesse.

Here's the line up for this System.

RANDY GAGE went from a high school dropout to a self-made millionaire. In this system he shares his insights on prosperity and how you manifest it in your own life. He will help you uncover the subconscious "lack" programming you have which is holding you back. Then, you'll learn how replace it with prosperity consciousness to manifest money, health, great relationships, happiness, and strong spiritual harmony.


JUDITH E. DACEY is an Orlando based, nationally recognized small business consultant known as the CPA with Personality! Her niche is incorporation and new business start-up. She believes the essential keys to economic well-being is internal - within us - not external. She is adept at translating complex accounting and tax issues into easily understood concepts that you will not only understand, but can immediately apply.


CLIFF BENJAMIN is Wayne “The Mango Man” Pickering's Tax/Financial Consultant. Cliff has been very successful in direct sales and has developed marketing plans & programs for insurance products, estate planning services, accounting & tax services and tax software. He's managed various type of offices including insurance, estate planning, tax & accounting. As a Consultant he has consulted with individuals & companies on business structure, tax strategies, financing, retirement plans, stock plans, estate plans, off shore entities, trusts & more.


MICHAEL STAHL Michael is the President and founder of MOTIVATION CONCEPTS, a dynamic speaking and training firm with national and international clients. He's known for giving organizations sensational boosts by providing solid value and money making results with his high-powered presentations. Michael gives organizations common-sense, real-world strategies for staying at the top in a global marketplace, while optimizing organizational resources in the age of information overload. He effectively teaches clients how to surf on the tidal wave of change into the 21st century and is always on the leading edge of quantum growth learning techniques to grow your business.

LOIS CREAMER Lois works with clients who want to be well positioned in the marketplace, maximize exposure, and ultimately get more clients. Her client list consists of entrepreneurs early in their careers, as well as those already earning six figure incomes. Her clients have adopted her philosophy of concept and outcome marketing and use of positioning statement to successfully grow their businesses and increase profits. Her common sense ideas and high-energy approach make her a perfect choice for small business owners and entrepreneurs who want to learn new strategies that can be implemented immediately. Lois is the author of Working Smart, Not Hard as well as several audio programs.


If you've always wanted to:

  • Travel the world
  • Purchase a Dream Home
  • Pursue a neglected hobby
  • Retire early and live in harmony
  • Spend more time with your loved ones
  • Realize a great ambition
  • Relax and take it easy
  • Pay for college and unexpected emergencies
  • Or anything else you can imagine

NOW YOU CAN and it's all yours by Divine Right. There is absolutely no shred of evidence that we are here in this world to be sick, fat, miserable or BROKE! We are here to have abundance in all areas of our life. Stop sweating your finances and turn on the chain saw NOW!

Being RICH is one thing you've always wanted but never imagined it could be this easy. We have to Think like the Rich, Do what the Rich Do and Learn what the Rich Know. It's really quite simple.

Every day we have a choice. With your new 'Flourishing Finances' System you can make the right choices so you can attract success and not chase after it.

To get the kind of success you've longed for, you have to work hard, think positive, set goals and make sacrifices…Right?


Now there is an easier way to transform your life, fulfill your dreams and find true happiness.



     Top of the day to you,          

     I'm Wayne Pickering and let me be straight with you. You've probably worked hard to get where you are today and you paid your dues. You've made sacrifices.

     But has it been worth it? You've sacrificed most of the waking hours of your adult life for paychecks and saw where your kids are now 20 – 30 years old and you wondered where the time went. And how you would love to have that second chance to spend more time with them at the beginning. Isn't your time worth more than just paychecks?

     There has to be a better way of doing things. I'm sure you've heard of the “party line” – All you have to do is work real hard and you'll go right to the top of the corporate ladder.

     Well that's just not true and you already know that it doesn't happen that way.

     The problem here is very simple…we all have to earn enough to live somewhere and put food on the table. But unfortunately, people are looking in all the wrong places to find more of it.

     Some people job hop. Some people play the stock market … others try risky home - business schemes … others go from one network marketing company to another to another. Still others try very expensive franchises or open a storefront. And some people try the ultimate act of financial desperation … gambling!

     And if these things don't work, we "borrow" the lifestyle we want and pay dearly with our life and pay outrageous interests to the banks and the lenders. These greedy vultures scam us into thinking we're doing the responsible thing when in fact what we're really doing is wreaking havoc on our financial futures and taking a mortgage out on our life. I'm convinced that the best things in life aren't things, it's life. And the freedom to enjoy it is the ultimate goal here...not to be stressed to the max with bills that we keep on borrowing on to pay the last ones off.

     Your real riches in life are riches of the head and heart. Satisfaction comes to you from appreciating what you have.

     Wealth without enjoyment is of little consolation. Your real prosperity lies in being thankful. While success is getting what you want, true happiness is wanting what you get.

     It's not how much you have, but how much you enjoy that truly matters. There are no age limits on when you can transform your life. Change is possible at any time. It is essential if you want to grow.

     The doubts you'll experience along the way are part of life. "Flourishing Finances" is a system for your success. Your life is a marathon, not a short sprint. Accept total responsibility for your actions and remove "I can't" from your vocabulary.

     You have control over your life. Success or failure is up to you. You control how lucky you are. You create your wealth with your effort. Decide you want success and it can be yours. Success is always your choice.

     One of the key issues with the entrepreneurial side of life is to have more than one stream of income. Life never stays the same. It's all about Ebb & Flow…up and down and we will always see a change in the way we do business. The ultimate success secret is to create a service out of what we are genuinely passionate about so that everyone who is involved with that service has equal opportunity to gain. This is one of the virtues of Network Marketing. But then again I only use that one source of income to fund what I'm truly passionate about and that is teaching people how to be the healthiest person on the planet and not just the wealthiest person in the grave.

     Wealth is ours by divine right and health is just naturally ours as well. When we are healthy and wealthy, then that is the ultimate way to fulfill our dreams and purpose.

     It's time to take back your financial power and stake your own claim to financial independence with your brand new "Flourishing Finances" System. It's time to break free from all the ideas, people and organizations that are holding you back from living the life you truly want to live. This investment is in YOURSELF!

Once again…..

     Here is a trend I fell into a long, long time ago. I went to work on Monday morning to a job I hated and came home at night to Monday night football to try and get away from the everyday grind of just working to pay bills where after a late hot meal I fell asleep on the sofa. The next day I did the same thing all the way through the end of the week to where I could go out and drink with the friends to escape the lifestyle I grew to hate. Over the weekend I would always have about 20 videos to watch to get into another world except my own. I was actually supporting the people's dreams of renting the videos and watching the lifestyles of those I always dreamed about only to waste away the weekend to get up on Sunday morning to go to church and pray for something better. Then come home to eat and watch TV or party more with the friends just to start the next week all off again. Then when I looked back over the previous year I was no better off but so much further in debt and still miserable.

     So I've been there, done that, got the T-shirt and burned it. I learned the hard way that no one has a corner on success. Pay the price for it and it is yours. I also discovered that most of us would much rather put up with the familiarity of punishment than embrace the uncertainty of change. As a good friend of mine, Joe Marino once said, “Nobody likes change except a wet baby!” We need to change some things and it's mostly our changing of our attitude towards our finances. There is an axiom that goes like this. Make yourself necessary to the world and mankind will give you bread.

     It is your philosophy that determines the course of your life. To change your current direction, you'll find that changing your philosophy will change your circumstances. Disgust and resolve are two of the great emotions that lead to change. Isn't it better to make changes motivated by inspiration and not desperation.

     Instead of saying, "I sure hope things will change". Realize it's all up to you and no one else. Don't say, "If I could, I would". Say instead, "If I can, I will".

     There is no easy road to success. There is no success at bargain basement prices. You'll find that the highway to success is a toll road.

     But if you know what the toll is and are willing to step up to the plate and start swinging, then you are home free.

     You cannot have success without dealing with problems. Look for your opportunity in every difficulty, instead of being paralyzed at the thought of the difficulty in every opportunity.

     Every new experience brings with it the seed of your success. Even your current difficulties have within them opportunity. Welcome your problems as opportunities.

     Each moment is your greatest challenge, the best thing that ever happened to you. The more difficult the problem, the greater the challenge in working it out, hence the greater the reward. When it is dark enough you can really see the stars.

     Here's what I did to be better off in the last 3 years than I was in the previous 23 years of business. And you can discover a lot of my secrets in the "Flourishing Finances" System!

I'm ready. Sign me up!



" ...this unlikely system succinctly sums up why some people are going places and others are not." ... Douglas Graham, D.C.

There are 3 tools in this "Flourishing Finances" System. PLUS you will receive 4 Special Bonuses.

  1. "From Networking to Not Working" E-BOOK will show you how to amass a fortune. (HOW TO "GET" THE MONEY)
  2. "The Romance of Finance" AUDIO LEARNING PROGRAM will show you how to safeguard your fortune once you get it. (HOW TO "KEEP" THE MONEY)
  3. "9 Steps to totally getting out of Debt" SPECIAL REPORT will show you how to get rid of the debt you have in your life, FOREVER.

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Tool #1

"From Networking To Not Working"

E-BOOK will show you how to Go from Networking to Not Working, so your Net will be working for you!

You will have Sure-fire tips that will allow you to achieve the well-balanced success you deserve so you can:

    • Spend more time with family and friends
    • Take more vacations
    • Be able to do what you want, when you want
    • Afford to live the kind of life you've always dreamed of

  • Proven sales secrets that create profits so you can earn while you learn
  • Breakthrough moneymaking ideas that will give the financial side of your life an extraordinary boost
  • How to create rapport and build the kind of TRUST that delivers remarkable results

Network Marketing is not a get rich quick scam,
It's a get rich QUICKER plan!

"Why aren't we taught this in school for crying out loud. This is way too simple and we made more than 100 times our money back in no time. I'm buying several more for my family members so money is never an issue in each of their lives ever again."... David Strickland, Investor

You will walk away with a Turnkey Method to create a Business Plan, Financial Plan and Sales/Attitude Plan that will guarantee your success as a Home Based Business Entrepreneur embracing Network Marketing!

You get a refund if you don't earn $20,000.00 your first year in Network Marketing using the proven techniques in this e-book! NO QUESTIONS ASKED… PERIOD! BANK ON IT!

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Tool #2

"The Romance of Finance"

"Is the money you earn worth the price you pay?"

In this information packed double audio series you'll learn:

  • Money secrets of the ultra rich;
  • The biggest mistakes that keep you broke;
  • How to create prosperity consciousness;
  • Safe ways to multiply your wealth; and,
  • How to achieve true financial security!

"UNBELIEVABLE! Why is this information not taught in business schools? This dual-cassette series gave me the insight I needed to make three times more money in my business! I would have paid at least $500 to get the kind of priceless information included in this program. Wayne, you are literally giving away knowledge that can create millionaires!" ...Michael Stahl, Prof. Speaker

"The Best thing you can do for the Poor
is not be one of them!"

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Tool #3

"9 Steps for Getting Totally OUT OF DEBT"

is a 22-page Special Report compiled so you don't get duped by the biggest debt, credit and investing rip-offs that can steal more than half your wealth.

The truth is, if you are an average American with an average household income, you can get completely out of debt – including paying off your home mortgage – in about 5-7 years. This will save you an average of $105,407.00 in interest. And then you can turn the money you used to waste on debt payments into $1,268,260.00. That's how much you'll have by the time you would have paid off your mortgage the way the Mortgage Company had it set up. And it's all done using the same money you are already bringing home.

These are cold hard mathematical facts anyone can use to become a debt-free millionaire and retire several years early.

Best of all, you can do this without changing your lifestyle or sacrificing the things in life that are most important to you.

A great lesson I've learned is that when I owed people money, they actually owned me. There is an ancient wisdom that says, "The borrower is a slave to the lender," and that's the most accurate description of the relationship I've ever found. Not wanting to be anyone's slave, I constructed my plan immediately to pay off all my creditors. This way I can keep my car, as I owned it. And the same goes with the mortgage on your house. Your home is only an asset to the lender as it's a liability to you.

You'll find out that you've been nothing more than a paying guest. You really don't own anything, you really are homeless And while you've been their guest, they have been methodically siphoning the financial life out of you.

A credit based lifestyle is how most North Americans live. It's how I was living for years and I hated it. The more credit I had the more miserable I became. NOW, I OWN NO CREDIT CARDS. I USE DEBIT CARDS ONLY! Credit cards should be used for EMERGENCY ONLY!

Once I made that commitment to give up the credit cards, develop my system and began implementing it, I discovered something remarkable.


In contrast, most people build and maintain their lifestyle on a growing snowball of debt – then they sweat out the new tax bill of their employer's financial condition because they need every penny of their income to keep the debt snowball rolling. They feel more and more OUT OF CONTROL.

When I was living on credit, I had resigned myself to the fact that I'd have to work for the rest of my life. When you are debt free, YOU can be where you want to be a lot sooner than you think.

"I want you to experience
the freedom of owing no one anything
and owning everything in your life."

This system works every time if it's followed. It has to work. It's pure and simple math that makes it work.

Fantastic - sign me up!

Think of how you will feel when you pay off your car, your house and every dollar of your consumer debt. Then think about NEVER needing credit again. You'll never be turned down for a credit card because you'll never need one. You'll NEVER need to beg a bank or a finance company to lend you money so you can buy a car. And you will never have to grovel in front of a mortgage lender – pleading for the humble opportunity to borrow money only to pour hundreds of thousands of dollars of profit back into their vaults.

This "Flourishing Finances" System is about FREEDOM! It's about getting you back to a life of options, so you and the people you care about most can concentrate on the things that money CANNOT buy instead of burning yourself out chasing the things that money CAN buy. It's all about making you and your loved ones secure instead of making your creditors rich. There is a classic line from the Scriptures that goes like this, "NEVER A BORROWER NOR A LENDER BE"!

"Flourishing Finances" System is about putting money back in the hands of the good people who actually earn it, instead of the big uncaring companies who are siphoning it away from you. You'll help family, friends, and even strangers with your money. You'll contribute to worthy causes and organizations with your money. You'll make life better for others, not just for yourself. Besides, it's YOUR money.

"Wow, this is outstanding. Why didn't I know about this sooner? It didn't take me long to make the kind of money and live the lifestyle you said I could. THANKS A MILLION TIMES OVER! Now I'm ready for the holidays with some much needed cash!"...Erna Giriat, Interior Designer

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When you order "Flourishing Finances" System, here are the 4 Special Bonuses to entice you so silly you're legs'll wobble, you'll be bumping into furniture and holding your head humming 'VOLARE' before it's over.

C/D =
"Flourishing Business/Sales Strategies"

Great Sales People Are THE Economic Wheel of Our Society

On this C/D, Tim Richardson interviews Wayne Pickering and Lois Creamer where you will learn:

  • The 3 ways to INCREASE SALES and there are only 3!
  • How to let someone know exactly what you do in the shortest method possible and have them crawling back for more.
  • The 4 kinds of SALES PEOPLE with just one of them reaping all the sales for the long haul

"Dream Vacation"

To really enjoy your new financial status we are also going to give you an 8 day 7 night vacation in luxurious accommodations anywhere in the world of your choice to compliment & congratulate your financial success with your new "FLOURISHING FINANCES" System. ($1500.00 - $1800.00 VALUE)

We are even going to give you $100.00 off your airfare just to get you there. ($100.00 VALUE)

"1 Hour Personal Development Coaching"

If you act now, you will receive 1 Hour Personal Development Coaching ($150.00 VALUE)

"Cue Cards"

These are daily reminder Cue Cards to help keep you focused on your financial success journey. Since all we really need to do is to ask for things in life from our 'source' then you will learn how to do this with these 'cue cards'. Your mind will be so conditioned to financial success it will drive you to newer heights you never dreamed possible.

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With your "FLOURISHING FINANCES" System, you can have Financial Success with Finesse.

If you are not completely satisfied with this "FLOURISHING FINANCES" System, return it for a refund and you can still keep the luxury accommodation vacation package just for trying us out. You have 6 full months to evaluate everything. This is how certain we are that you will be more than impressed with this System.

Now I suppose you are wondering about the price???

I don't know if $2995.00 strikes you as a lot or a little. It represents about $150.00 a year for each year of extraordinary experience all these guests, who are making available these secrets of the ultra rich, are pouring into this "FLOURISHING FINANCES" System. And if you only make $50,000.00 a year, you only need to get enough “ammunition” from the entire System to boost your income by just 6% just to break even. Do your math, as it's a bargain at any standard. But this is not the price of the System.

If you knew it was legitimate and authentic, what would you pay for the treasure map providing you with full safe directions to a secret hoard of gold bullion sufficient to make you financially free and independent for life? Whatever we would ask you for this map, we would have to be foolish to quibble or agonize over the investment. Now you can have that map ("FLOURISHING FINANCES" System) for $178.00.

Enjoy your new "FLOURISHING FINANCES" System at your front door in 3-5 business days.

Living Debt Free and Prosperous is a wonderful thing. I can't begin to communicate with you how much better it is this way than the stressful lifestyle so many people are going through on a daily basis of owning nothing and owing on nearly everything. Enjoy your FREEDOM once and for all by getting the 800-pound debt gorilla off your back. You'll be glad you did and so will your family for generations to come.

You are special and deserve the best and don't you ever forget that.

Wayne 'The Mango Man' Pickering, "The Ambassador for Health"

PS. When Lee Ioccoca was asked what single 'quality' he looked for in the people he chose as his top, key associates, he instantly said, "the ability to make a decision…."

Even though I know I'm giving you the 'bargain of the century', I also know that $756,085.00 or $178.00 IS a significant decision for a whole lot of folks. Maybe it is for you. Believe me, I understand as I've been there. But if you DO have to struggle over such an amount, I have to tell you: that's the best reason of all to act on this opportunity immediately… so 2-3 months from now you get past that and are NEVER financially embarrassed again.


Your difficulty and the difficulty of everyone, who ever desired to achieve something worthwhile, comes in the movement.

Don't always be intending to live a new life, but never find the time to begin living it. Most people fail, because they don't get started, they don't go. They don't overcome inertia. They don't begin.

Begin to free yourself at once by doing all that is possible with the means you have. As you proceed in this spirit the way will open for you to do more.

The courage to begin separates dreamers from achievers.

All my best to you!


Yes, Wayne. Thank you for making this "FLOURISHING FINANCES" System so easy and so affordable. Please rush me your "Flourishing Finances" System, that has the 3 TOOLS PLUS the 4 Special Bonuses so I can get my voice in gear to sing "Volare".


  1. "From Networking to Not Working" E-BOOK which will show me (HOW TO "GET" THE MONEY)
  2. "The Romance of Finance" AUDIO LEARNING PROGRAM which will show me (HOW TO "KEEP" THE MONEY)
  3. "9 Steps to totally getting out of Debt" SPECIAL REPORT which will show me how to get rid of the debt in my life... FOREVER.


C/D =
"Flourishing Business/Sales Strategies"

  • The 3 ways to INCREASE SALES and these are only 3!
  • How to let someone know exactly what you do in the shortest method possible and have them crawling back for more.
  • The 4 kinds of SALES PEOPLE with just one of them reaping all the sales for the long haul

"Dream Vacation"

My 8-day 7 night vacation in luxurious accommodations anywhere in the world of my choice PLUS the $100.00 off my airfare.

"1 Hour Personal Development Coaching"

"Cue Cards"

Total Value of over $2,200.00 at this unheard of price of $178.00 + shipping & handling.

Oh yes, now my accountant is really tearing his hair out since I decided to also offer you this. Just for trying our no-fail "FLOURISHING FINANCES SYSTEM”, we'll even include a $1000.00 gift certificate where you can go on the Internet and order (NOT BUY) absolutely FREE $1000.00 worth of merchandise by just paying a little shipping and handling on each item. You even have 4 Bahamas Cruises in there you can order. Shop until you drop will be a mild expression. I want you to have lots of stuff and keep all your money.

Now the total value is over $3,200.00 and is still at this unheard of price of only $178.00 + shipping & handling when you ACT NOW!


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*Legal Disclaimer. Information provided is for informational purposes only and is not a substitute for professional medical advice. No health claims for these products have been evaluated by the United States Food and Drug Administration (FDA), nor has the FDA approved these products to diagnose, cure, or prevent disease. Since every individual is unique, you may wish to consult with your health care practitioner about the use of our product in your particular situation.

Wayne Pickering
Center for Nutrition & Life Management, Inc
1 Glowing Health Way
Box 26-3030
Daytona Beach, FL 32126-3030
Tel: 1-866 MANGOMAN (626-4662)
Fax: 1-772-382-8487 Tel: 1-386-441-4487
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